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Tri-County Electric Cooperative provides loan funds to members for the purpose of financing the purchase and installation of geothermal heat pumps at locations served by Tri-County Electric Cooperative.  

  • Maximum amount of loan is $13,000.
  • The interest rate will be the prime interest rate as set the first day of the month in which the note is signed or 5%, whichever is greater.
  • Maximum Loan term shall be 60 months (no penalty for early payoff). 
  • Only the property owner is eligible and only one loan available per member.
  • Checks will be made out to two parties (member and dealer).
  • Promissory note, security agreement, UCC-1 financing statement, and Truth-In-Lending statement must be completed.
  • $150 UCC-1 filing fee to be paid by member prior to processing loan.
  • Requests for loan will be subject to approval by Tri-County Electric Cooperative. 
  • Equipment installed shall have a minimum rating of 3.3 COP.

To start the application process, please fill out the loan request form below and return in person or mail to the address below.  You may also email to lhutchison@tricountycoop.com.


Tri-County Electric Cooperative
ATTN: Member Services
3906 Broadway ST
Mt. Vernon, IL 62864

Loan Request Form_1.pdf

Federal tax credits provide a 26% tax savings for geothermal installations through December 31, 2022, and 22% through 2023.

energy.gov

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Mt. Vernon Office 
Tri-County Electric Cooperative
3906 W. Broadway
Mt. Vernon, IL 62864

Salem Office 
1631 E. Main St. 
Salem, IL 62881

Phone: 1-800-244-5151
Fax: 618-244-1496

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©2022 Tri-County Electric Cooperative, Inc. Your Touchstone Energy Partner

  • My Cooperative
    • About My Cooperative
    • How Did Cooperatives Begin?
    • Member Information Guide
    • Your Board of Directors
  • My Electric Service
    • Apply For Service
    • Budget Billing
    • FAQ's
    • Meter Loop Specifications
    • Pay Your Bill Online
    • Payment Options
    • Solar Energy
    • Understanding Your Bill
    • Electric Vehicles
    • Security Lights
  • Member Services
    • Member Services & Programs
      • Co-ops Vote
    • $1 Water Heater Program
    • Energy Audits
    • Capital Credits
    • Equipment Financing Program
    • Geothermal Financing Program
    • Swap-A-Tree
    • Air Evac
    • Building the Home of Your Dreams
    • Energy Efficiency Resources
    • Co-op Connections
  • Meter Loops/Security Lights
    • Meter Loop Pricing
    • Security Lighting
  • Hi-Lites Newsletter
  • Annual Meeting
  • My Community
    • Touchstone Energy Classroom Empowerment Grants
    • Scholarships
    • Youth Tour
  • Safety
    • Outage Safety
    • Forestry Clearance
    • Safety Luncheon
    • Electrical Safety
  • Contact Us